We developed a line of credit platform with user-driven prioritization mechanism for a better lending experience. The user can define the requirements in the form of a story to avail benefits using the support garnered from the community. This way, users on the platform can engage and help the borrower to get a loan.

The platform also safeguards risks of the financial institution through an implementation of statutory compliance. It includes validating the user’s authenticity using fraud detection tools such as Plaid and Equifax, as well as the implementation of approved digital wallets and applications.